According to analysts, home prices will increase in 2025 and interest rates will drop so maybe you ought to schedule a showing today of this promising property before you tell yourselves, "shoulda', coulda', woulda'... " about the property: gorgeous custom built saltwater pool home located in the highly sought after and gated community of harbour oaks an unincorporated community of florida's punta gorda in charlotte county and only minutes from commerce, retail, and public transportation: usda eligible = 100% financing!! Discuss with your lender this fabulous financing option. Roof replaced in the fall of 2023. Non flood zone. No hoa fees: although located in a civic association, this particular home is not subject to any association fees unlike most of the homes in this beautifully manicured community. Future owners have the option to either join the association or not. An elegant glass door, that includes a side glass door which opens expanding the entrance for a swift move in, welcomes you right into a cozy foyer equipped with a gorgeous lighting fixture that conveys with the sale. A flex space that could double as an office, den or a guest bedroom. The interior laundry room comes equipped with a side by side washer and dryer set, cabinets, and shelves. Step into the epoxied floor, oversized 3 car garage that includes remote controls for all three garage doors; as well as a refrigerator and a freezer. The expansive living room exhibits a trey ceiling with recess lighting, an elegant ceiling fan, and amazing remote controlled shades! Put your culinary skills to good use in the fully equipped kitchen which includes a walk in pantry, under cabinet lighting, granite countertops, all appliances, the three pendant light fixtures, 2 skylights for natural lighting. The cozy dining area includes the gorgeous light fixture featured in the photos to match the light fixture in the foyer. Step into the master quarters where you will find peace and serenity. The master includes private access to the pool and backyard, tray ceiling with ceiling fan and recess lighting, arched window and its en suite master bathroom. Skylight in the master bathroom, granite countertops for the split vanities each with a sink and medicine cabinet; a fully tiled walk in shower with a privacy wall, and a water closet with a pocket door. Guest bathroom has a tub, shower, granite countertop and a medicine cabinet. Split floorplan; guest bedrooms include ceiling fans. The back guest bedroom includes private access to the pool and a walk in closet. Saltwater pool w/heat pump. Lanai includes remote controlled sun shades. Items that convey with the sale: kitchen bar stools, lanai furniture, potted plants, storage racks in garage, rug in master bedroom, all kitchen appliances, washer, dryer, freezer & refrigerator in garage. Properties like this are a dream for many so don't miss out and schedule your showing today!